Mortgage Lending

Skip Kittleson
Mortgage Loan Officer
NMLS ID# 658891

Office: 301 252-7924
Cell Phone: 301 252-7924
Send me an e-mail

Mailing Address:
15380 Shady Grove Road
Gaithersburg, MD 20877

I specialize in construction to permanent loans.  Whether you're building a new home or renovating your current one, I have the experience and knowledge to complete your financing so that you can start your project quickly.  I will close your construction loan efficiently, and accurately, while being available and responsive.  I work with and am the preferred lender to many local builders, contractors, and renovation experts.  Your contractor expects to work with an experienced financing expert as well.  Let me streamline the construction loan process for you.  "Quick response, personal attention and simple solutions" is my pledge to you and every customer.  I also handle projects up and down the entire east coast.

Over 20 years of experience with a solid understanding of the real estate market and all other mortgage products as well.

You can trust TD Bank to deliver a superior mortgage experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.

Whether you're buying or refinancing, we want to make your mortgage process clear and hassle-free. Your mortgage processor will keep in touch with you every step of the way from approval to closing. Whether by phone or email, we'll be in touch.

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Today's Featured Rates*
All rates shown are based on the purchase of a single family primary residence.
*Rates may vary. Please click on the rate below to obtain the factors affecting the interest rate shown.

Your actual rate will depend on various factors including but not limited to loan type, credit profile, property type, appraised value, occupancy, subordinate financing and loan size.

Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.562%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.232%  0.000%
Jumbo
30 Year Fixed Rate Jumbo - 563
 Rate  APR  Points
 4.250%  4.273%  0.000%
15 Year Fixed Rate Jumbo - 562
 Rate  APR  Points
 4.000%  4.040%  0.000%



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